Roles & Responsibilities

Key Reponsibilities:

• Work with cash-flow, behavioural and traditional bureau datasets
• Upgrade and maintain risk products, end-to-end loan decisioning products, zero manual intervention products
• Create/Ideate/Innovate on frameworks for credit risk, ops, credit offers, fraud and required model development/updates

Primary Requirements (Must-have):

• 1-4 years of experience in data-science
• Hands-on modeling experience in ANN, RF & GBM
• Expertise in Python and knows atleast one object oriented programming language.
• Understands retail lending
• Expertise in feature generation and data sanity
• Keen on problem solving and aptitude for learning

Preffered Qualifications:

• • Must have delivered atleast one data product end-to-end
• • Previous experience in banks/NBFC(s)/fintechs
• • Knows SCALA/JAVA
• • Experience in deploying Machine Learning and Deep Learning techniques
• • Understands the concepts of hyper-parameter optimization and various techinques to achieve the
• same, primarily Genetic and Bayesian approaches
• • Framework(s) approach to problem solving and ability to break down broader problem statements
• to hypothesis and validate
• • Keeps a track of recent developments in the ML & DL space
• • Belongs to Tier1 colleges (IIT/NIT/BITS etc.)
• Female Candidates only

About the team:

• The team is responsible for conceptualizing and productionization of the data-products at CreditVidya
• which are key to CreditVidya’s B2B and B2B2C/B2C business which includes but is not limited to –
• Credit Risk, Leverage, Fraud, end-to-end loan decisioning products. We are among the few teams in
• Indian fintech space who has successfully implemented large-scale ML and DL models and has the pride
• of having patented an inhouse state-of-the-art unstructured to structed data transformation NLP technique.

Awards to the team:

• -2019 Best AI Startup Award from India FinTech Forum
• -2018 Gartner's Cool Vendors in AI for Fintech in Asia/Pacific
• -2017 Amazon India AI Conclave Award in FinTech category